ATLAS / 007 / TOOL PROFILE
Xero
Accounting
For small-business bookkeeping.
Cloud accounting for invoices, bills, bank reconciliation, cash-flow forecasting, reporting, projects, expenses, and connected small-business operations.
- Best for
- Small-business accounting · Multi-user finance
- From
- Early $25 · Growing $55 · Established $90/mo
- Platforms
- Web · iOS · Android
PRODUCT OVERVIEW
Xero in the workflow.
Cloud accounting for invoices, bills, bank reconciliation, cash-flow forecasting, reporting, projects, expenses, and connected small-business operations.
WORKS WELL FOR
- Small-business accounting
- Multi-user finance
- Cash-flow visibility
CHECK BEFORE CHOOSING
- Early limits invoices and bills
- Add-ons and payment fees can change total cost
- US prices are scheduled to change October 1, 2026
PRODUCT DETAILS
Product images and feature notes.
AI assistance
JAX finance assistance, smart document capture, and beta auto-reconciliation
ProductTeam workflow
Excellent
ProductFormats and handoff
Financial reports, PDF, CSV, bank files, invoices, and APIs
ProductOffline boundary
Limited mobile capture; core books are online
ProductPlans and prices.
Checked 2026-07-30. Confirm regional price, taxes, billing, and seat terms before purchase.
Report a price or product changeEarly
$25per month
Per organization/month before promotions; 20 invoices and 5 bills; prices change October 1, 2026
- Accounting and bookkeeping
- Finance operations
- Billing model
- Per account
- Price region
- Official public price · checkout market not guaranteed
Growing
Tool Atlas plan$55per month
Per organization/month before promotions; no per-user license fee
- Accounting and bookkeeping
- Finance operations
- Team collaboration
- Billing model
- Per account
- Price region
- Official public price · checkout market not guaranteed
Established
$90per month
Per organization/month before promotions; no per-user license fee
- Accounting and bookkeeping
- Finance operations
- Team collaboration
- Project tracking
- Billing model
- Per account
- Price region
- Official public price · checkout market not guaranteed
CHOOSE XERO WHEN
- No per-user license fees
- Strong bank and accountant collaboration
- Defined plan ladder from essentials to analysis
CHECK BEFORE CHOOSING
- Early limits invoices and bills
- Add-ons and payment fees can change total cost
- US prices are scheduled to change October 1, 2026
ALTERNATIVES